Land Mortgages

Borrowing money to buy land or refinance a development

Whether you’re looking for a plot of land to build on or to invest in for personal use, getting a loan for land is easier when you work with an experienced broker. Even if the site doesn’t come with planning permission, land finance can help you act quickly and make that plot purchase.

Looking for finance to buy or refinance land?

Key Features

• Terms from 1 month to 5 years

• 1st charge, 2nd charge, equity or joint ventures

• Funding from £100,000 (no maximum) available within a week of enquiry

• Typically, 75% of open market value

• Rates from 0.59% PCM to 2% PCM

• Interest rolled up, retained or serviced monthly

• No upfront fees

• Adverse credit accepted (non-status)

We understand that finding a loan to buy land or refinance a development can be difficult and time-consuming as there are far less funders in the market for this type of finance. However, at Pure Commercial Finance, we believe that building a tailored funding proposition around your needs and requirements is the key to achieving the right result for you.

With a diverse panel of currently active funds in the land and site finance space, coupled with over 60 years of specialist experience, we have all the tools at our disposal to get the right proposal for you.

Are you ready to talk finance? Then please call us on 02920 766 565, fill in the below application form or request a call back and we will be in touch shortly.

Our funding criteria & ability

At Pure Commercial Finance, we know that you want to get the best possible finance solutions with no added hassle. That’s why we work with many lenders across the UK to help you get the finance to buy land or refinance land, whatever reason you want it for.

The type of deal you can enjoy will differ between banks, depending on a number of factors. However, there are some key points to take into consideration:



Complete Professionalism

100% of purchase price possible if it is a purchase at undervalue, the loan then must not exceed 70% of the open market value of the loan/site.

Complete Professionalism

Planning consent is not required (However, once it has planning, we can assist on refinancing with any planning gain considered).

Complete Professionalism

If you are looking to develop the site, we can assist with the onward development finance.

Complete Professionalism

Funding for brownfield sites, greenbelt land, industrial sites of all nature, residential and commercial of all nature available.

Or call us on 02920 766 565 between 9am and 5pm, Monday to Friday